Car safety is the key to cheap car insurance

There are several ways to get cheap car insurance but the best one is to convince insurers your car is safe

12:21 03 December 2012

When you’re in the process of insuring your car, the first thing the agent will consider is the following:

 

• Your car’s safety?

 

• How likely it will be for your car to get damaged?

 

• What are the chances that your car will get into accident?

The more you prove that your car is safe for most of the time, the better your chances are of getting cheap car insurance.

Before you consult an agent, remember the things that they would want to hear. They would want to know where you park your car when you’re at work or when at home.

• Do you have to leave it on the street where a lot of people and cars pass by?

 

• Or do you park it in a secure garage?

 

• Also, how often do you use your car?

The more hours or days that your car is outside of your garage, the less unlikely you’ll be able to lower your car insurance premiums.

Aside from car safety, the other way to lower your car insurance payments is by being a good, responsible driver.

If you have a clean record – meaning you don’t have speeding tickets, traffic violations, and of course, car accident records – car insurance companies will probably consider you a safe driver.