06:56 23 May 2013
Several people get into different sorts of road accidents every single day. These accidents usually cause injuries, damage to property, or sometimes, even death. People who are involved in this type of accident and who have car insurance policies are entitled to make a claim.
The question here is, when is the right time to file it?
People are sometimes in shock when they bumped into another car, for example. Most of them, especially those who experience this specific accident for the first time, do not really know what they need to do. Sometimes, they forget to call their insurance company about the accident.
The best thing to do in this situation is to notify the police first. If there were people injured in the accident, please prioritize hospital care if required. After that, it’s the perfect time to notify your insurance company.
Generally, insurers do not have time limit for filing claims. However, in order to make sure that your claim will be processed on time and that you can easily produce the necessary documents, it is highly recommended that you file it as soon as possible.