timetalk uses cookies to ensure that we give you the best experience on our site. If you continue without changing your browser settings, we'll assume that you are agreeing to our use of cookies. Find out more by reading our cookies policy.
Don’t let the excitement of credit cloud your judgment when making purchases.
Credit cards allow you to spend money you do not even have, making them one of the worst debt traps ever.
If you survey a group of people; maybe your peers or strangers, you will realise that some have no clue about the number on their credit score.
Credit card providers always prefer people who have a good credit history to speak for themselves.
Bought a defective product but you cannot return it because the merchant has ceased operation? What can you do?
Need for credit card could be to acquire rewards or to rotational spending
It you have been unfairly charged by your credit card, know your rights and complain. Reclaim unfair credit card charges.
The rewards on offer from credit card providers are improving all the time, by way of new cards or enhancements to existing schemes.
A new study indicates people in the UK tend to remain with their credit card provider for several years before switching.
Credit card provider Visa has said Britons are the biggest online shoppers in Europe.
People are increasingly likely to declare bankruptcy rather than enter voluntary agreements with credit card providers to repay their debt.